EPFO to launch E-PRAAPTI portal to help access inoperative PF accounts via Aadhaar
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📌 Summary:
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EPFO (Employees' Provident Fund Organisation) to launch E-PRAAPTI portal — EPF Aadhaar-Based Access Portal for Tracking Inoperative Accounts
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Target beneficiaries: EPF members who lack a Universal Account Number (UAN) and have old physical-mode EPF accounts — typically older workers and informal sector employees
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Portal features: Aadhaar-based authentication → UAN linking → profile update → account activation and settlement of unclaimed deposits
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Context: India has a large pool of inoperative/unclaimed EPF accounts — money trapped due to job changes, address changes, or missing UAN linkage
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Announced by Labour Minister Mansukh Mandaviya; FY26 saw record EPFO settlements
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Broader EPFO digitisation agenda: Central Pension Payment System (CPPS), EPFO 3.0, Aadhaar-based authentication for all services
📌 UPSC Relevance:
- GS2: EPFO governance, social security, labour welfare, digital governance
📌 Prelims Facts:
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EPFO: under Ministry of Labour and Employment | Covers PF, pension (EPS-95), insurance (EDLI)
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UAN: Universal Account Number — single PF number across all employers for a worker
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Inoperative account: No contributions for 36+ months; earns interest but cannot be withdrawn without KYC update
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